Health Care Coverage Options for Same Sex Couples

ACA same sex couple I do image - resized July 2016

An insurance company that offers health coverage to opposite-sex spouses must do the same for same-sex spouses. Protections against discrimination As long as a couple is married in a jurisdiction with legal authority to authorize the marriage, an insurance company can’t discriminate against them when offering coverage. This means that it must offer to same-sex…

Attention: Report household and income changes to the Marketplace logo

If you have a Marketplace health plan and your income or household has recently changed, you should report the major life change as soon as possible. Major life changes — like higher or lower income, adding or losing household members, or getting other health coverage — may affect the health insurance or savings you’re eligible…

Using your Marketplace insurance to keep you healthy

Girl with provider - ACA blog image - copped June 2016

Getting health insurance is an important first step to better health. Now that you’re covered, here are 3 ways to get the most out of your health plan: Find a provider you trust Even if you don’t need care right now, it’s important to find a doctor you can trust and work with. You usually…

4 essentials for managing your health insurance plan

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If you’re enrolled in a 2016 health insurance plan, here’s what you need to know to about getting the full benefit of your health coverage and keeping it up to date. 4 health insurance tips to use all year Pay your first month’s premium to your plan if you haven’t already. You must pay it…

Have a “qualifying life event”? You may be eligible for a Special Enrollment Period.


Open Enrollment for a 2016 Marketplace health plan is over. But in some cases, you may still be able to get health insurance for 2016. If you experience a qualifying event for health insurance — like getting married, having a baby, or losing other coverage — you may be eligible for a Special Enrollment Period….

No health coverage in 2015? Find out if you have to pay a fee.


Most people who didn’t have qualifying health coverage in 2015 must either pay a fee or get a “health coverage exemption.” Exemptions are available based on a number of circumstances, like certain hardships, some life events, health coverage or financial status, and membership in some groups. If you qualify and get an exemption, you don’t have to pay the…

Form 1095-A and your 2015 federal income taxes


If you (or anyone in your household) had a Marketplace health plan for 2015, keep an eye out for Form 1095-A, Health Insurance Marketplace Statement in the mail. It should arrive through the U.S. mail by mid-February, and it’ll also appear online in your Marketplace account. You’ll need it to file your 2015 federal income…

Open Enrollment for 2016 health insurance is over – but you may still have options


The last day to apply for and enroll in a Marketplace health insurance plan for 2016 was January 31, 2016. IMPORTANT If you enrolled in a Marketplace health plan for 2016 before the deadline, be sure to pay your first premium to your insurance company, not to the Marketplace, to complete your enrollment. You may…