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Have a pre-existing condition? Don’t worry, you’re covered with the Marketplace

Editor’s Note: Learn more about how the Affordable Care Act helps people with pre-existing conditions like HIV. View our page on the ACA and People Living with HIV/AIDS. Diabetic? Chronically sick? Don’t worry! With Marketplace health insurance, your plan covers treatment for any pre-existing medical condition you had when you enrolled in coverage. You’re protected…

The Affordable Care Act: The Essential Role of Community Health Centers

Editor’s Note: Learn more! Read about HHS’ new awards for health centers to improve care coordination and become patient-centered medical homes, and download a HRSA Health Center Program fact sheet [PDF 255 KB] on Health Centers and the ACA. Health centers have played an essential role in the implementation of the Affordable Care Act and continue…

Lose your health insurance? You may be able to enroll now

If you recently lost health insurance coverage, you may be able to enroll in Marketplace coverage with a Special Enrollment Period. Health insurance losses that may qualify for a Special Enrollment Period Loss of job-based insurance: You may qualify if your employer stopped offering health insurance, or you left a job where you had health…

Having a baby? You may be able to get or change health insurance outside Open Enrollment

If you recently had or adopted a baby, you may qualify for a Special Enrollment Period. This means you can apply and enroll in or change Marketplace health plans outside Open Enrollment. When you enroll in a plan during a Special Enrollment Period, your new health coverage can begin the day your baby is born…

Retired? You have health insurance options

If you recently retired and aren’t eligible for Medicare yet, you may be able to get health insurance through the Health Insurance Marketplace. While retiring from a job alone doesn’t qualify you for a Special Enrollment Period, losing health insurance does. If you lost health insurance when you retired, you have 60 days to enroll…

Health Care Coverage Options for Same Sex Couples

An insurance company that offers health coverage to opposite-sex spouses must do the same for same-sex spouses. Protections against discrimination As long as a couple is married in a jurisdiction with legal authority to authorize the marriage, an insurance company can’t discriminate against them when offering coverage. This means that it must offer to same-sex…

Attention: Report household and income changes to the Marketplace

If you have a Marketplace health plan and your income or household has recently changed, you should report the major life change as soon as possible. Major life changes — like higher or lower income, adding or losing household members, or getting other health coverage — may affect the health insurance or savings you’re eligible…

Using your Marketplace insurance to keep you healthy

Getting health insurance is an important first step to better health. Now that you’re covered, here are 3 ways to get the most out of your health plan: Find a provider you trust Even if you don’t need care right now, it’s important to find a doctor you can trust and work with. You usually…