If you recently lost health insurance coverage, you may be able to enroll in Marketplace coverage with a Special Enrollment Period.
Health insurance losses that may qualify for a Special Enrollment Period
- Loss of job-based insurance: You may qualify if your employer stopped offering health insurance, or you left a job where you had health coverage (even if you left by choice or were fired).
- Loss of individual health plan: You may qualify if you’re no longer eligible for a student health plan, or your Marketplace plan is discontinued
- Loss of eligibility for Medicaid or the Children’s Health Insurance Program (CHIP): You may qualify if you lose your eligibility because your income changed, making you ineligible for Medicaid, or if your child ages off CHIP.
- Loss of eligibility for Medicare: You may qualify if you become ineligible for premium-free Medicare Part A.
- Loss of coverage through a family member’s plan: You may qualify if you turn 26 and can no longer be on a parent’s plan, or lose health coverage through a spouse due to a divorce, legal separation, or through the death of a family member.
See if you qualify for Special Enrollment Period
Answer a few questions to find out if you qualify for a Special Enrollment Period. We’ll also tell you if you may qualify for Medicaid or CHIP, which you can enroll in any time.
Learn more about applying with a Special Enrollment Period.