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Don’t miss out on savings & new plans: Update and compare by Dec 15

aca-reminder-image-dec-8-blog-report-household-income-changesIf you have 2016 Marketplace insurance and want coverage for 2017, your best bet is to update your 2017 health insurance application with your expected income and household information for the year ahead – even if you want to keep the same plan.

Update by December 15 and your changes take effect January 1.

Why keep your information current
  • Make sure you get the right amount of savings. If you don’t update your application so your financial help is correct for 2017, you could wind up paying higher monthly health coverage premiums than you have to. Or you might use more advance payments of the premium tax credit than you qualify for, so you’d have to pay the extra money back when you file your taxes.
  • You may find 2017 plans that better meet your needs and budget. Health care plans and prices change every year. Your situation may have changed too. Even if you don’t have any income or household updates to report, new and more affordable plans may be available to you. You’ll never know if you don’t shop around.
Ready to update your application?
  • Log in, select your 2017 application. It’ll be pre-filled with your 2016 information, so you only need to update what’s changing. Update any expected income and household changes for 2017. Then continue with your 2017 enrollment.
  • If you don’t update your application and enroll in a plan by December 15, you may be automatically enrolled for 2017. This way, you’ll be covered January 1. But the only way to make sure you have a plan that works best for you, with the savings you qualify for, is to update your application and compare plans.